Payments
Secure payments without leaving WhatsApp
Your customers pay within the chat, without redirects or interruptions. A simple experience, with higher conversion and bank-level security
Payments
Secure payments without leaving WhatsApp
Your customers pay within the chat, without redirects or interruptions. A simple experience, with higher conversion and bank-level security
+40M conversations powered
The experience doesn't stop, neither does the payment
Without leaving the chat or jumping to external links, each transaction flows in the same space where the conversation happens
Traditional payments
Via link


Direct payment via WhatsApp


Payment Methods
One-time payments
Single payments in one flow
The customer completes a single payment within the conversation, in a secure environment without redirects.
It can be an immediate charge or installments with a credit card, depending on the transaction needs.

Recurring payments
Subscriptions and periodic payments
Configure automatic charges on the same payment method with the frequency you define.
Ideal for subscriptions, memberships and continuous services, ensuring continuity for your business and convenience for your customers.


Security and trust in every payment
Infrastructure designed to comply, audit and protect, without sacrificing a simple experience
PCI and local regulations
All transactions are processed in a PCI DSS-certified environment and in compliance with privacy regulations such as GDPR, LGPD and Habeas Data
Encryption and tokenization
Data is captured in a secure screen, encrypted and tokenized, so it never appears in chat or our systems
3D Secure authentication
We natively support transactions with 3D Secure, following each issuing bank’s verification rules
KYC on sensitive payments
Add verification layers to high-risk transactions, reinforcing payment validity and dispute protection
Traceability and logs
Each transaction is recorded with a timestamp in our systems, providing full traceability and auditability for businesses and customers
Clear pricing for each model
Connect your own gateway or use Jelou's integrated connection
Gateway
Connect your own gateway
Use your current payment processor through Jelou
$0.20 USD
Per transaction / fixed fee
Contact our enterprise plans for custom rates
Aggregator
Jelou's integrated connection
Receive payments directly on WhatsApp with our enabled infrastructure
Mexico
Receive your money every 72 hours
$4 MXN + 3.6%
Per transaction
Ecuador
Receive your money Mondays and Thursdays
$0.35 USD + 5.5%
Per transaction
Frequently Asked Questions
Get answers to the most common questions about our legally binding digital signatures
The customer receives a direct payment button in WhatsApp in two ways: chat checkout with an automatic agent or charging by human agent from Jelou Connect. In both cases, the transaction is completed within the chat, without redirects. A secure and continuous environment is guaranteed throughout the entire process.
You can enable charges in two ways: connecting your own payment gateway with your credentials or using Jelou's integrated connection in enabled markets. Both options require business accreditation. Setup is fast and frictionless.
Credit and debit card payments are currently available. Bank transfers, cash payments, and digital wallets will be added soon to offer more alternatives to your customers.
We currently offer integration with Stripe, Nuvei, Datafast and Payphone, plus local connections in Ecuador and Mexico. We continue to expand coverage with new regional partners.
In the 'connect your own gateway' model, we apply a fixed fee per transaction, with volume discounts. In the 'Jelou integrated connection' model, the commission varies by market, combining a fixed charge and a percentage per transaction.
Yes. Payments in WhatsApp comply with the highest industry security standards. All transactions are processed in PCI DSS certified environments, with data encryption and tokenization, and 3D Secure authentication for operations that require it. Additionally, each payment is recorded with complete traceability.